We can help you be free from Debt

Get the help you need to navigate debt disputes. Our automated software will help you get resolution.
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Less Debt More Life

We help negotiate to lower your outstanding balance, making it easier to close the debt.

Respond to Bank for free

How much will you pay depends on a variety of factors

Many Indians in debt are unaware of their options. Explore ways to manage or reduce debt without spending money upfront.
 Free checks have no cost to check eligibility.

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Debt relief is simple

You could begin your path to debt relief in just few hours
Tell us about your debt
Speak with a Certified Debt Consultant to determine if Debt Relief is the right solution for your financial situation
See what you could save

Find out how much time and money you could save by partnering with us to resolve your debt completely!

Enroll in our program

We will negotiate settlements with your creditors until all of your enrolled debt is behind you and you are stress free!

Pay off ALL your debts
and fund your happiness

Personal loans - Business Loans - Home Loans - Credit Cards
Start payoff today

We take care of everything

We will remove any obstacle between you and a debt free life
Deactivate ECS or Autodebit.
Get your Autodebit, ECS, Emandate, and Autopay stopped & appropriate your finances.
Prevent Credit Score Drop

We raise legal disputes with your credit reporting agencies making them freeze your credit score

stop recovery & collection

Always remember, when we are on your side, we won't let anyone harass you on our watch.

twelve thousand +

PEOPLE HELPED

₹ 41.6 CRORES +

DEBT RESOLVED

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FAQ's

Doubts Deserve Answers

How do I know if Debt Relief is the best option for me?
Debt relief means eliminating your debt and living debt-free. If you're living paycheck to paycheck or behind on payments, you likely need debt relief.. Get a free consultation today.
Why should you consider loan settlement?
There are several reasons to settle a loan: unaffordable payments, desire to eliminate debt quickly, or avoiding foreclosure. Loan settlement helps escape debt without declaring bankruptcy. Find out how.
What types of debts can you help me with?
Most of your unsecured debts (not backed by a collateral) can be enrolled. If the majority of your debt load consists of personal loans, credit card debts, payday loans, BNPL loans; you can expect a good result from our Debt Relief Platform.
How does Debt Relief affect my Credit Score?
Not paying your credit dues or barely making the minimum payment on your credit cards every month impacts your credit score negatively. Our  program may or may not affect your credit score depending on the program you qualify for. Our Debt Settlement program has a negative impact on your credit score and rating, but once your debts are settled, your score will gradually improve. However, if you qualify for our Debt consolidation program, your score would not get impacted negatively, rather your score will start to improve.
What are the costs?
The cost of debt relief will vary depending on the program you qualify for. Your financial profile, debt load, affordability, and goals can significantly affect the cost of Debt Relief for you. However, we fully understand that customers looking for debt relief should not be financially burdened any further.
Do you handle LEGAL actions taken by the bank?
Absolutely, we ensure the banks legal department receives your answer as soon as you enrol into one of our plans, maintaining legal protocol and ensuring your response is officially recognized.
How long does it take?
The honest answer is that it all depends on your personal circumstances. But have no fear, one of our friendly experts will provide the answer to this question (and any others you may have) in a super simple, jargon free format as soon as you fill our quick form

Let’s make you happy

Start finishing the debt, because money was supposed to make life easy!

make me happy!

I Cannot Pay is committed to following the highest standards of legal regulations in procuring the right reliefs and providing professional support to our clients. In this endeavour, we work with several organizations to meet globally recognized norms. This site only contains legal information, not legal advice. We are also a self-help tool for intimating your debts to your lenders. This site does not create an attorney-client relationship. We provide no guarantee regarding case outcomes nor are we liable for any case outcomes. Use of its products are governed by its Terms of Service, Privacy Policy, and Legal Disclaimer.

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