Do not pay if you cannot!

We can help you be free from Debt

Get legal help with loan disputes using our automated software

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More Life ↑

We negotiate to reduce your outstanding balance, simplifying debt settlement with the bank.

Respond to your Bank

If you are struggling to repay debt or want to manage it efficiently, then you are at the right place.

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Debt relief is simple

You could begin your path to being loan free in just a few hours.

Tell us about your debt

Speak with a Certified Debt Consultant to determine if Debt Relief is the right solution for your financial situation

See what you could save

Find out how much time and money you could save by partnering with us to resolve your debt completely!

Enroll in our program

We will negotiate settlements with your creditors until all of your enrolled debt is behind you and you are stress free!

What we do

See how we can help you🤝

file complaints

✔ File consumer complaint

✔ Fight unfair policies

✔ End harassment by banks

✔ Stop recovery calls & visits

✔ Get compensated

File a complaint Learn

Debt relief

✔ Negotiate better deals

✔ Legal protection from bank

✔ Avoid settlement scams

✔ Multiple debt relief options

✔ Settle your loans stress free

Get debt free Learn

COURT HEARINGS

✔ Defend any case from bank

✔ File a case on your bank

✔ Prepare for court hearings

✔ Cheque bounce case

✔ ECS / Auto debit bounce

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EXPERT ANALYSIS

✔ Strategical expert advice

✔ Safeguard legal rights

✔ Get mediation strategy

✔ Settlement support

✔ Legal action on misconduct

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Legal Notices

✔ File legal notices

✔ Respond to legal notices

✔ Protect you from bank's T&C

✔ Understand your legal rights

✔ Complete documentation

Get documents Learn

Resolve DISPUTES

✔ Online dispute resolution

✔ Arbitration & mediation

✔ Resolve dispute legally

✔ Fight unfair contract

✔ Faster legal solutions

Start Solutions Learn

How much will you pay?

It depends on a variety of factors. Many Indians in debt are unaware of their options. Explore ways to manage or reduce debt without spending money upfront.

*Free checks have no cost to check eligibility*

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We take care of everything

We will remove any obstacle between you and a debt free life

Deactivate ECS or Autodebit.

Get your Autodebit, ECS, Emandate, and Autopay stopped & appropriate your finances.

Prevent Credit Score Drop

We raise legal disputes with your credit reporting agencies making them freeze your credit score

stop recovery & collection

Always remember, when we are on your side, we won't let anyone harass you on our watch.

twelve thousand +

PEOPLE HELPED

₹ 41.6 CRORES +

DEBT RESOLVED

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and fund your happiness

Personal loans - Business Loans - Home Loans - Credit Cards

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FAQ's

Doubts Deserve Answers

How do I know if Debt Relief is the best option for me?

Debt relief means eliminating your debt and living debt-free. If you're living paycheck to paycheck or behind on payments, you likely need debt relief.. Get a free consultation today.

Why should you consider loan settlement?

There are several reasons to settle a loan: unaffordable payments, desire to eliminate debt quickly, or avoiding foreclosure. Loan settlement helps escape debt without declaring bankruptcy. Find out how.

What types of debts can you help me with?

Most of your unsecured debts (not backed by a collateral) can be enrolled. If the majority of your debt load consists of personal loans, credit card debts, payday loans, BNPL loans; you can expect a good result from our Debt Relief Platform.

How does Debt Relief affect my Credit Score?

Not paying your credit dues or barely making the minimum payment on your credit cards every month impacts your credit score negatively. Our program may or may not affect your credit score depending on the program you qualify for. Our Debt Settlement program has a negative impact on your credit score and rating, but once your debts are settled, your score will gradually improve. However, if you qualify for our Debt consolidation program, your score would not get impacted negatively, rather your score will start to improve.

What are the costs?

The cost of debt relief will vary depending on the program you qualify for. Your financial profile, debt load, affordability, and goals can significantly affect the cost of Debt Relief for you. However, we fully understand that customers looking for debt relief should not be financially burdened any further.

Do you handle LEGAL actions taken by the bank?

Absolutely, we ensure the banks legal department receives your answer as soon as you enrol into one of our plans, maintaining legal protocol and ensuring your response is officially recognized.

How long does it take?

The honest answer is that it all depends on your personal circumstances. But have no fear, one of our friendly experts will provide the answer to this question (and any others you may have) in a super simple, jargon free format as soon as you fill our quick form.

Let’s make you happy

Start finishing the debt, because money was supposed to make life easy!

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No confusing words, no unnecessary details, just bold & clear plans to WIN YOUR CASE.

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I Cannot Pay is committed to following the highest standards of legal regulations in procuring the right reliefs and providing professional support to our clients. In this endeavour, we work with several organizations to meet globally recognized norms. This site only contains legal information, not legal advice. We are also a self-help tool for intimating your debts to your lenders. This site does not create an attorney-client relationship. We provide no guarantee regarding case outcomes nor are we liable for any case outcomes. Use of its products are governed by its Terms of Service, Privacy Policy, and Legal Disclaimer.